Donald J. Mosher

Donald J. Mosher, a partner in the New York office and head of the Bank Regulatory Group, focuses his practice on the regulation of banks, thrifts and licensed financial services providers, and specifically the regulation, acquisition and sale of payments companies and money transmitters, and the laws and practices applicable to electronic, paper- and card-based payment products and systems. Don has represented leading banks, payment companies, money transmitters and private equity firms in transactional and regulatory matters associated with payments, prepaid cards and money transmission, including the negotiation of payments products and processing agreements. Don recently served as regulatory counsel to The Western Union Company in its $370 million acquisition of Canadian B-to-B international payments solutions provider Custom House Ltd.

In recognition of Don’s role as banking and payments law regulatory counsel for First Data Corp. in connection with its acquisition by an investor group for $29 billion, International Financial Law Review awarded SRZ its prestigious Americas Private Equity Deal of the Year Award. A frequent author and public speaker on topics of interest to the prepaid card industry, Don was invited to speak at the Prepaid International Forum Annual Global Summit in West Sussex, England, where he presented on “Navigating a Course Through the Legal and Regulatory Landscape: Entering New Markets Through Acquisition.” His article, “New Credit Card Rules for Consumer Protection,” appeared in the December 2008 issue of E-Finance & Payments Law & Policy. Don has been recognized by New York Super Lawyers as a leading attorney in banking, mergers & acquisitions and consumer law. He is a 1987 graduate of the State University of New York at Stony Brook and a 1991 cum laude graduate of the St. John’s University School of Law, where he was the notes and comments editor of the St. John’s Law Review.

Selected Representations

Represented Travelex Holdings Ltd. as regulatory counsel in its sale of its back-office prepaid card operations to MasterCard.

Represented Monex Grupo Financiero SA de CV, a Mexican financial conglomerate, as regulatory counsel in its acquisition of Tempus Consulting.

Represented Green Dot as payments regulatory counsel in its initial public offering.

Represented The Western Union Company as regulatory counsel in the acquisition of Custom House.

Represented First Data Corporation as regulatory counsel in its bid to acquire InComm.

Represented First Data Corporation as regulatory counsel in its acquisition by private equity fund affiliates of Kohlberg Kravis Roberts & Co. and co-investors.

Represented Chrysler in its Re-Fuel America incentive card program.

Represented Travelex as regulatory counsel in its acquisition of Ruesch International.

Represented Greenhill Capital as regulatory counsel in its acquisition of Trans-Fast Remittance.

Represented The Western Union Company as regulatory counsel in its spin-off from First Data Corporation.

Represented Amazon Payments in its organization and licensing.

Represented ValueLink in prepaid card programs with Burger King and other retailers.

Ongoing representation and advice for payment processors, hedge funds and other creditors in connection with troubled and insolvent banks and bank holding companies.

Ongoing representation of banks and program managers in the establishment and maintenance of prepaid card programs.

Ongoing representation of banks and card processors in consumer credit card compliance matters.

Ongoing representation of money services businesses in federal and state regulatory compliance matters.

Represented a group of unregulated private equity funds in acquiring a minority investment in Bank Leumi.

Represented Integrated Payment Systems in an internet payment services agreement with Sears to offer ServiceLive.

Represented Aozora Bank in its establishment of a representative office in New York.

Merger of First Financial Bank, a Georgia credit card bank, with and into Western Union Bank, a Colorado industrial bank.

Represented Independence Community Bank in mortgage outsourcing to Cendant.

Represented Western Union Financial Services as regulatory counsel in its acquisition of Vigo Remittance.

Represented Western Union in its establishment of a New York Article XII Investment Company to hold international banking operations.

Represented Money Network in its agreement with ADP to offer the ADP Total Paycard.

Represented First Data as regulatory counsel in its acquisition of Concord EFS, and merger of EFS National Bank with and into a Colorado industrial bank.

Represented J. Crew Group in a private label credit card program agreement.

Represented Cache Inc. in a private label credit card program agreement.

Represented Western Union in a co-branded credit card program agreement.

Represented Citibank in connection with debit network arrangements with MasterCard.

Represented Banco Popular in co-brand program credit card agreements.

Represented CIT in the establishment of an industrial bank in Utah.

Represented Banco Popular in mortgage outsourcing to Cendant.

Represented Western Union in formation of internet payments service.

Represented Dai-ichi Kangyo Bank as regulatory counsel in its merger with IBJ and Fuji to form Mizuho.

Represented Basin Industrial Bank in its sale of a branch to Dove Creek State Bank.

Represented Western Union in the acquisition of an industrial bank.

Selected Publications

Selected Speaking Engagements

Memberships

Professional
American Bar Association

Other Distinctions

New York Super Lawyers

Bar Admissions

• New York

Education