Financial Institutions Transactions

Deals involving regulated financial institutions, be they mergers, acquisitions, financings or capital markets transactions, are unlike any other. From start to finish, they require greater attention and skill, both to navigate the regulatory shoals and to make sure they get done on time and as expected. Our multidisciplinary approach is the key to achieving a successful outcome.

• Assessing opportunities. Whether you are evaluating a potential partner or a target, we can help you understand the regulatory consequences, enabling you to determine if the deal is right for you.
• Making the offer. When putting together an offer, we can work with you to structure a proposal conducive to the most favorable regulatory impact. 
  Signing the agreement. When negotiating the deal, we can help structure terms that maximize your chances of obtaining all necessary approvals and avoiding unintended regulatory consequences. 
• Closing the deal. After the deal is signed, we can shepherd it through the regulatory process, helping you obtain the requisite approvals in a timely manner and absent unnecessary conditions and unduly burdensome disclosure requirements.

The attorneys who comprise our financial institutions group come from a 13 practice areas within the firm. Working as a team, we advise a large and diverse roster of financial institutions and their investors with respect to mergers, acquisitions and reorganizations; chartering; regulatory compliance; financial transactions; responses to formal and informal regulatory actions; litigation and claims; and legislative and regulatory developments. Members of the team advise entities, including private equity and hedge funds, seeking to acquire licensed financial or money service providers, and practice before the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, the Federal Housing Finance Board, and the banking agencies of all 50 states, the District of Columbia and Puerto Rico. 

We have recently served as lead or regulatory counsel on multi-billion dollar transactions involving the acquisition of such companies as DaimlerChrysler Financial Services Americas, First Data Corp. and GMAC.