Donald J. Mosher, co-head of the firm’s Bank Regulatory Group, focuses his practice on the regulation of banks, thrifts and licensed financial services providers, and specifically the regulation, acquisition and sale of payments companies and money transmitters, and the laws and practices applicable to mobile, digital, virtual, electronic, paper- and card-based payment products and systems. Don has represented leading banks, payments companies, card associations, money transmitters and private equity firms in transactional and regulatory matters associated with payments, prepaid cards, digital currencies and money transmission, including the negotiation of payments products and processing agreements. Don recently served as regulatory counsel to Travelex Group, the world’s largest foreign exchange company, in connection with its acquisition by a consortium led by the owner of UAE Exchange, a leading global money transfer and foreign exchange provider, and Centurion Investments, an Abu Dhabi-based private equity firm; Priority Payments, in its merger with Cynergy Data, creating one of the largest merchant acquirers in the nation; Securus Technologies in its acquisition of JPay Inc., the market-leading technology company that introduced electronic payments to the corrections space; and Gary Jonas Computing Ltd., in its acquisition of substantially all the assets of Club Solutions Inc., a leading provider of payment services and enterprise software in the fitness, sports and leisure industry, from Fiserv Inc. Don has also acted as regulatory counsel to Western Union in its acquisition of Vigo Remittance, Custom House and Travelex Global Business Payments, and to Western Union and Green Dot in their initial public offerings.

In recognition of Don’s role as banking and payments law regulatory counsel for First Data Corp. in connection with its acquisition by an investor group for $29 billion, International Financial Law Review awarded SRZ its prestigious Americas Private Equity Deal of the Year Award. Don is a frequent author and public speaker on topics of interest to the prepaid card industry. He spoke on “State Money Transmitter Licensing Laws: Are They Killing Payments Industry Innovation?” at the 2015 Money20/20 Conference and on “Prepaid Access” at the Money Transmitter Regulators Association 2015 Annual Conference & Examiners’ School. At recent ACI forums, he addressed “Ensuring Compliance With and Preparing for New and Emerging State Regulatory and Enforcement Initiatives: Money Transmitter Licensing, Escheat/Unclaimed Property Issues, and More” and “Evolving State Regulatory and Enforcement Framework Governing Crypto, Virtual and Digital Currencies: An In-Depth Examination of Issues Relating to Money Transmission and State Licensing Laws, Including Increased Scope of Licensing Laws to Digital/Virtual Currency Exchanges, Exceptions to Money Transmission in the Virtual Context, and Clarifications for When Virtual Currency Businesses Seek to Provide Transactional Services for Third Parties.” His recent publications include co-authoring “FinCEN Issues Final Rules Relating to Money Services Business (MSB) Definitions” in the Journal of Investment Compliance and “Virtual Currency Regulation: Analysis of New York’s Proposal” in Westlaw Journal — Computer & Internet. Don has been recognized by IFLR1000The Legal 500 United States and New York Super Lawyers as a leading attorney in banking, mergers and acquisitions and consumer law. He is a 1987 graduate of the State University of New York at Stony Brook and a 1991 cum laude graduate of the St. John’s University School of Law, where he was the notes and comments editor of the St. John’s Law Review.

Representations

Represented Travelex Holdings Ltd. as regulatory counsel in its sale of its back-office prepaid card operations to MasterCard.

Represented Monex Grupo Financiero SA de CV, a Mexican financial conglomerate, as regulatory counsel in its acquisition of Tempus Consulting.

Represented Green Dot as payments regulatory counsel in its initial public offering.

Represented The Western Union Company as regulatory counsel in the acquisition of Custom House.

Represented First Data Corporation as regulatory counsel in its bid to acquire InComm.

Represented First Data Corporation as regulatory counsel in its acquisition by private equity fund affiliates of Kohlberg Kravis Roberts & Co. and co-investors.

Represented Chrysler in its Re-Fuel America incentive card program.

Represented Travelex as regulatory counsel in its acquisition of Ruesch International.

Represented Greenhill Capital as regulatory counsel in its acquisition of Trans-Fast Remittance.

Represented The Western Union Company as regulatory counsel in its spin-off from First Data Corporation.

Represented ValueLink in prepaid card programs with Burger King and other retailers.

Ongoing representation and advice for payment processors, hedge funds and other creditors in connection with troubled and insolvent banks and bank holding companies.

Ongoing representation of banks and program managers in the establishment and maintenance of prepaid card programs.

Ongoing representation of banks and card processors in consumer credit card compliance matters.

Ongoing representation of money services businesses in federal and state regulatory compliance matters.

Represented a group of unregulated private equity funds in acquiring a minority investment in Bank Leumi.

Represented Integrated Payment Systems in an internet payment services agreement with Sears to offer ServiceLive.

Represented Aozora Bank in its establishment of a representative office in New York.

Merger of First Financial Bank, a Georgia credit card bank, with and into Western Union Bank, a Colorado industrial bank.

Represented Independence Community Bank in mortgage outsourcing to Cendant.

Represented Western Union Financial Services as regulatory counsel in its acquisition of Vigo Remittance.

Represented Western Union in its establishment of a New York Article XII Investment Company to hold international banking operations.

Represented Money Network in its agreement with ADP to offer the ADP Total Paycard.

Represented First Data as regulatory counsel in its acquisition of Concord EFS, and merger of EFS National Bank with and into a Colorado industrial bank.

Represented J. Crew Group in a private label credit card program agreement.

Represented Cache Inc. in a private label credit card program agreement.

Represented Western Union in a co-branded credit card program agreement.

Represented Citibank in connection with debit network arrangements with MasterCard.

Represented Banco Popular in co-brand program credit card agreements.

Represented CIT in the establishment of an industrial bank in Utah.

Represented Banco Popular in mortgage outsourcing to Cendant.

Represented Western Union in formation of internet payments service.

Represented Dai-ichi Kangyo Bank as regulatory counsel in its merger with IBJ and Fuji to form Mizuho.

Represented Basin Industrial Bank in its sale of a branch to Dove Creek State Bank.

Represented Western Union in the acquisition of an industrial bank.

Publications

FinCEN and Federal Banking Agencies Issue Statement on Pooling Resources for BSA Compliance,” SRZ Alert, Oct. 5, 2018 (co-author)

OCC Begins Accepting Fintech Charter Applications,” SRZ Alert, Aug. 1, 2018 (co-author)

“NYDFS Issues Guidance to Deter Fraud and Manipulation in Virtual Currency Markets,” SRZ Alert, Feb. 9, 2018 (co-author)

“FinCEN Issues Assessment Against Virtual Currency Exchange — the First Enforcement Action Against a Foreign-Located Money Services Business,” SRZ Alert, July 27, 2017 (co-author); republished in PaymentsJournal, Aug. 14, 2017

“OCC Issues Draft Guidance and Requirements for Fintech Charter Applications,” SRZ Alert, March 17, 2017 (co-author); republished in Bloomberg BNA – Banking Report, April 17, 2017

“New York State Industrial Board of Appeals Revokes Payroll Debit Card and Direct Deposit Regulations Set to Take Effect on March 7,” SRZ Alert, Feb. 23, 2017 (co-author)

“DOJ and OFAC Take Enforcement Action Against Canadian Payment Processor,” SRZ Alert, Sept. 23, 2016 (co-author); republished in Payments Journal, Oct. 17, 2016

“NYDFS Issues AML/Sanctions Programs and Annual Certification Requirements for Banks, Money Transmitters and Check Cashers,” SRZ Alert, July 6, 2016 (co-author); republished in Westlaw Journal — Bank & Lender Liability, Sept. 19, 2016

“CFPB Targets Online Payment Platform in First Enforcement Action on Cybersecurity,” SRZ Alert, March 9, 2016 (co-author); republished in Payments Journal, April 12, 2016

“NYDFS Proposes New AML/Sanctions Programs and Annual Certification Requirements for Banks, Money Transmitters and Check Cashers,” SRZ Alert, Dec. 4, 2015 (co-author)

“CFTC’s Position on Bitcoin — and What It Means,” Law360, Sept. 25, 2015 (co-author)

“CFTC Determines That Bitcoin and Other Virtual Currencies Are Commodities,” SRZ Alert, Sept. 18, 2015 (co-author)

“PayPal Settlement Highlights OFAC Risks for Money Services Businesses,” SRZ Alert, March 27, 2015 (co-author)

“Virtual Currency Regulation: ‘BitLicense’ Re-Proposed by NYDFS,” SRZ Alert, Feb. 6, 2015 (co-author)

“CFPB Issues Proposed Rule to Provide Additional Federal Consumer Protections for Prepaid Products,” SRZ Alert, Nov. 18, 2014 (co-author)

“CFPB Issues Larger Participants Rule for International Money Transfer Market,” SRZ Alert, Sept. 17, 2014 (co-author)

“Virtual Currency Regulation: Analysis of New York’s Proposal,” Westlaw Journal — Computer & Internet, Sept. 11, 2014 (co-author)

“CFPB Extends Temporary Remittance Rule Exception for Depository Institutions to 2020 and Issues Clarifications and Technical Corrections,” SRZ Alert, Aug. 26, 2014 (co-author)

“Virtual Currency Regulation: Summary and Analysis of the New York State Department of Financial Services Proposal,” SRZ Alert, Aug. 15, 2014 (co-author)

“FinCEN Issues Administrative Rulings Clarifying the Definition of Money Transmitter,” SRZ Alert, May 1, 2014 (co-author)

“CFPB Updates Remittance Rule Compliance Guide and Issues Clarifying Amendment and Technical Correction,” SRZ Alert, Aug. 13, 2013 (co-author)

“Consumer Financial Protection Bureau Issues Final Rule Regarding Supervision of Nonbanks That Pose Risks to Consumers,” SRZ Alert, July 18, 2013 (co-author)

“FinCEN Issues Final Rules Relating to Money Services Business (MSB) Definitions,” Journal of Investment Compliance, April 2012 (co-author)

“What Your Prepaid Business Needs to Know about the Dodd-Frank Remittance Transfer Provisions: CFPB Issues Final Rule and Concurrent Notice of Proposed Rulemaking on Safe Harbors,” Paybefore, Feb. 28, 2012 (co-author)

“New Credit Card Rules for Consumer Protection,” E-Finance & Payments Law & Policy, December 2008

“Payroll Cards and Regulation E,” Journal of Payment Systems Law, November/December 2006

“Check 21: A Winning Hand for Brokerage Firms, Too?” SRZ Newsletter, June 21, 2005 (co-author)

“Overview Check 21 final Amendments to Regulation CC,” Electronic Payments Journal, September/October 2004

“Foreign Bank Offices in the United States: An Overview,” Global Banking and Financial Policy Review, 2002/2003

“OCC Guidance on Unfair and Deceptive Lending and Marketing Practices,” Banking & Financial Services Policy Report, July 2002

“Recent Amendments to Regulation Z,” Banking & Financial Services Policy Report, June 2002

“Combating Predatory Mortgage Lending: The Fed Weighs in Using Its Rulemaking Authority,” Banking & Financial Services Policy Report, May 2002

“Biometrics in the Financial Services Industry: Privacy,” Banking & Financial Services Policy Report, April 2002

“Federal Regulators Issue New Insurance and Annuity Sales Regulations,” Banking & Financial Services Policy Report, December 2001

“Bank-Owned Life Insurance: A Companion to OCC 2000-23,” Banking and Financial Services Policy Report, September 2001

“Use and Redistribution of Customer Data After Gramm-Leach-Bliley,” Banking and Financial Services Policy Report, September 2000

“Electronic Signatures in Global and National Commerce Act,” Banking and Financial Services Policy Report, August 2000

“Managing the Human Dimensions of Mergers and Acquisitions in the Banking Industry,” Banker's Magazine, September/October 1995

Speaking Engagements

“The Future of Virtual and Crypto Currencies, Tokenization and the ICO Phenomenon,” ACI Legal, Regulatory and Compliance Forum on FinTech and Emerging Payment Systems Conference, New York, April 2018

“Prepaid Card Compliance 101: An In-depth Guide To Compliance Essentials for Financial Institutions, Issuing Banks, and Other Industry Players,” ACI 18th National Forum on Prepaid Card Compliance, New York, January 2018

“Cryptocurrency, Alternative Data and Blockchain,” SRZ 27th Annual Private Investment Funds Seminar, New York, January 2018

“Payment Processing – A Deep Dive,” Money Transmitter Regulators Association 2017 Annual Conference & Examiners’ School, Savannah, Ga., September 2017

SRZ Investing in Digital Assets and Blockchain Technology Webinar, August 2017

“Ensuring Compliance with the State Regulatory and Enforcement Framework Governing Payment Systems and FinTech,” ACI Payment Systems and FinTech: Regulatory & Compliance Conference, New York, April 2017

“State Regulatory and Enforcement Efforts Including Latest Challenges Associated with Money Transmitter Licensing Enforcement,” ACI 17th National Forum on Prepaid Card Compliance, Washington, D.C., January 2017

“Ensuring Compliance with the Increasingly Aggressive State Regulatory and Enforcement Framework Governing Emerging Payment Systems: Bit Licenses, New Issues Relating to State Money Transmitter Licenses (Including the Examination Process), Payment Processing, and Other Considerations,” ACI 13th National Forum on Emerging Payment Systems, Washington, D.C., September 2016

“Regulatory and Enforcement Initiatives: Money Transmitter Licensing and Exempted Relief, Escheat/Unclaimed Property Issues and More,” ACI 15th National Forum on Prepaid Card Compliance, San Francisco, June 2016

“Consumer Protection on the Blockchain,” ACI National Forum on Blockchain & Distributed Ledger Technology, New York, April 2016

Moderator, “Ensuring Compliance with the State Regulatory and Enforcement Framework Governing Emerging Payment Systems: Bit Licenses, New Issues Relating to State Money Transmitter Licenses (Including the Examination Process), Payment Processing and Other Considerations,” ACI 11th National Forum on Emerging Payment Systems, Chicago, March/April 2016

“How Payment Processors Can Get Exempted Relief from Money Licensing in Different Jurisdictions,” ACI 14th National Forum on Prepaid Card Compliance, Washington, D.C., January 2016

“State Money Transmitter Licensing Laws: Are They Killing Payments Industry Innovation?,” Money20/20, Las Vegas, October 2015

“Prepaid Access,” Money Transmitter Regulators Association 2015 Annual Conference & Examiners’ School, Kansas City, Mo., October 2015

“Ensuring Compliance with and Preparing for New and Emerging State Regulatory and Enforcement Initiatives: Money Transmitter Licensing, Escheat/Unclaimed Property Issues, and More,” ACI 13th National Forum on Prepaid Card Compliance, Chicago, September 2015

“Ensuring Compliance with the Increasingly Aggressive State Regulatory and Enforcement Framework Governing Emerging Payment Systems: Bit Licenses, New Issues Relating to State Money Transmitter Licenses (Including Examination Process and Relationship Management), Payment Processing and Other Considerations,” ACI 10th National Forum on Balancing Innovation with Consumer Protections in Emerging Payment Systems, Washington, D.C., September 2015

“Evolving State Regulatory and Enforcement Framework Governing Crypto, Virtual and Digital Currencies: An In-Depth Examination of Issues Relating to Money Transmission and State Licensing Laws, Including Increased Scope of Licensing Laws to Digital/Virtual Currency Exchanges, Exceptions to Money Transmission in the Virtual Context, and Clarifications for When Virtual Currency Businesses Seek to Provide Transactional Services for Third Parties,” ACI 3rd National Forum on Crypto, Virtual & Digital Currency and Payment Systems, Chicago, June 2015

“Ensuring Compliance with and Preparing for New and Emerging State Regulatory and Enforcement Initiatives: Money Transmitter Licensing, Escheat/Unclaimed Property Issues and More,” ACI 12th National Forum on Prepaid Card Compliance, San Francisco, May 2015

“The Interplay Amongst Prepaid Cards, New Technologies and Emerging Payment Systems, Including Mobile Wallets, Virtual Currencies and EMV Cards: Exploring New Opportunities and Overcoming Complicated Regulatory and Compliance Challenges,” ACI 11th National Forum on Prepaid Card Compliance, Washington, D.C., January 2015

“Evolving State Regulatory and Enforcement Framework Governing Digital and Virtual  Currencies: An In-Depth Examination of Issues Relating to Money Transmission and State Licensing Laws, Including Increased Scope of Licensing Laws to Digital/Virtual Currency Exchanges, Exceptions to Money Transmission in the Virtual Context, and Clarifications for When Virtual Currency Businesses Seek to Provide Transactional Services for Third Parties,” ACI 2nd National Forum on Virtual & Digital Currency and Payment Systems, New York, November 2014

“Accelerated Innovation: Balancing Innovation and Regulation,” Money20/20, Las Vegas, November 2014

“Mergers and Acquisitions in the Prepaid Card Industry: How the Industry Is Changing and Key Legal and Regulatory Considerations When Program Managers Buy Banks, Banks Are Bought and Sold, and Blocks of Prepaid Card Portfolios Are Sold,” ACI 10th National Forum on Prepaid Card Compliance, Chicago, October 2014

“Ensuring Compliance with the Evolving State Regulatory and Enforcement Framework Governing Digital and Virtual Currencies: An In-Depth Examination of Issues Relating to Money Transmission and State Licensing,” ACI National Forum on Virtual & Digital Currency and Payment Systems, Chicago, June 2014

Moderator, “Government at the Speed of…States?!” NBPCA Power of Prepaid, National Harbor, Md., June 2014

“Impact of Proposed Prepaid Access Rules,” NACHA Payments 2014, Orlando, Fla., April 2014

“Regulation and Regulatory Impact,” The Mankoff Company Cryptocurrencies: Opportunities, Challenges and Profitability in the Migration from Main Street to Wall Street, New York, March 2014

“Compliance with FinCEN’s Initiatives: Anti-Fraud, Customer Due Diligence, Virtual Currency, Cross Border Monetary Instrument Rule, Customer Identification Processes, SAR Filings, and Lingering Implementation Issues with Prepaid Access,” ACI 9th National Forum on Prepaid Card Compliance, Washington, D.C., January 2014

“Preparing for Investors & Investments,” Money20/20 v2.0, Las Vegas, October 2013

“Effectively Navigating the State Law Framework,” ACI 8th National Forum on Prepaid Card Compliance, San Francisco, October 2013

“Ensuring Compliance with the Evolving State Regulatory and Enforcement Framework Governing Emerging Payment Systems: An In-Depth Examination of Issues Relating to Money Transmission, Payment Processing, Licensing, and Other Considerations,” ACI 6th National Forum on Balancing Innovation with Consumer Protections in Emerging Payment Systems, Washington, D.C., September 2013

“Emerging Payments Update,” The Financial Services Roundtable Lawyers Council Spring Meeting, Washington, D.C., May 2013

“Ensuring Compliance with the Evolving State Regulatory and Enforcement Framework Governing Emerging Payment Systems: An In-Depth Examination of Issues Relating to Money Transmission, Payment Processing, Licensing, and Other Considerations,” ACI 5th National Practical, Legal, and Compliance Forum on Balancing Innovation with Consumer Protection in Emerging Payment Systems, San Francisco, March 2013

“Due Diligence in Investments and Going Public,” IIR 8th Annual Prepaid Expo, Orlando, Fla., March 2013

“The Return of Reg E to the Forefront of Prepaid Issues: Preparing for the Imminent Full Extension to Prepaid Products," ACI 7th National Forum on Prepaid Card Compliance, Washington, D.C., January 2013

“State Roundtable: New Initiatives and Money Transmitter Issues in Emerging Payment Systems and Ensuring Compliance with the State Regulatory and Enforcement Framework,” ACI 4th National Practical, Legal, and Compliance Forum on Balancing Innovation with Consumer Protection in Emerging Payment Systems, Washintgon, D.C., September 2012 

“FinCEN's 'Prepaid Access Rule': Ensuring Compliance and Evaluating the Impact of the Rule,” ACI 6th National Forum on Prepaid Card Compliance: Essential Legal and Practical Strategies for Structuring Products, Mitigating Risk, and Ensuring Compliance, San Francisco, October 2012 

“Recent Developments in Prepaid Access: Considerations for Deterring Money Laundering,” Deloitte Insights Webinar, August 2012

“Mobile Payments: A Cross Border Perspective,” IT.Can and The Law Society of Upper Canada Information Technology Spring Law Forum, Toronto, June 2012

“Post-Conference Workshop: Regulatory Hot Topics,” Network Branded Prepaid Card Association The Power of Prepaid, Washington, D.C., June 2012

“Ensuring Compliance with the Evolving State Regulatory and Enforcement Framework Governing Emerging Payment Systems,” ACI Emerging Payment Systems Conference, San Francisco, April 2012

“Complying with State Consumer Protection Laws,” IIR 7th Annual Prepaid Expo, Las Vegas, March 2012

“Legislative and Regulatory Updates Affecting Payments Companies,” Fidelity National Information Services Network Payments Executives Council Forum, Miami, March 2012

“Ensuring Compliance with the Evolving State Regulatory and Enforcement Framework Governing Prepaid Products,” ACI 5th Annual Forum on Prepaid Card Compliance, New York, January 2012

“Know Your Customer: New Products and Services, Mobile Banking, Stored Value, File Remediation, FATCA Issues, Anticipated Regulatory Activity,” Deloitte 5th Annual Anti-Money Laundering Compliance Conference, New York, October 2011

“Ensuring Compliance with the Evolving State Regulatory and Enforcement Framework Governing Emerging Payment Systems,” ACI 2nd Annual Practical, Legal, and Compliance Forum on Balancing Innovation with Consumer Protection in Emerging Payment Systems, Washington, D.C., September 2011

“Keeping Pace with Money Transmitter Statutes and Ensuring Compliance with State Regulations,” ACI 4th Annual Forum on Prepaid Card Compliance, Washington, D.C., June 2011

New York State Association of Independent Schools Electronic Signatures and Red Flag Rules Webinar, May 2011

“Large Companies With Prepaid Subsidiaries,” Network Branded Prepaid Card Association 2nd Prepaid Investor Forum, Boston, April 2011

“What’s on the Regulatory Horizon: How to Best Protect Your Business Over the Next Year,” Prepaid Expo USA, Orlando, Fla., March 2011

“Alternative Financial Services in the US,” Council of Microfinance Counsels Meeting, San Francisco, February 2011

Network Branded Prepaid Card Association Understanding the Impact to Prepaid of Dodd-Frank/Durbin, Menendez PCCPA Webinar, January 2011

“When the Law Lags Behind the Technology: Resolving Unique Legal Issues Pertaining to Social Networks, Mobile Payments, Prepaid Cards, ACH Debit Cards and Beyond,” ACI Practical, Legal and Compliance Forum on Balancing Innovation with Consumer Protection in Emerging Payment Systems, Washington, D.C., November 2010

Network Branded Prepaid Card Association Prepaid Workshop for Legislators, Regulators and Law Enforcement, Washington, D.C., October 2010

“Keeping Pace with Money Transmitter Statutes and Ensuring Compliance with State Regulations,” ACI 3rd Annual Prepaid Card Compliance, Washington, D.C., June 2010

“State of the Market: Funding Opportunities for Prepaid Companies,” Prepaid Expo USA, Las Vegas, February 2010

“Updating the Recent Regulatory Changes,” 3rd Prepaid Cards Conference, Miami, December 2009

Key Provisions of the Credit Card Act of 2009 Part II Webcast, December 2009

“Navigating a Course Through the Legal and Regulatory Landscape: Entering New Markets Through Acquisition,” Prepaid International Forum Annual Global Summit, West Sussex, England, September 2009

“Prepaid Cards,” Money Transmitter Regulators Association 2009 Annual Conference, Stowe, Vt., August 2009

“Are You Ready? The New Credit Card Rules Are Here,” Delaware Bankers Association Webinar, August 2009

“Keeping Pace with the Evolving State Regulatory and Enforcement Framework Governing Prepaid Products,” 2nd Annual Forum on Prepaid Card Compliance, June 2009

“Prepaid Cards,” 23rd Annual Payment Card Compliance Institute, Arlington, Va., May 2009

“Private Equity Investments in Money Transmitters,” Money Transmitter Regulators Association 18th Annual Conference, Jackson, Wyo., September 2008

“Assessing the Market for Venture Capital Investments, Mergers & Acquisition and Private Equity Buyouts in Prepaid,” 2008 Prepaid Expo USA, Las Vegas, March 2008

“Investing in Prepaid Card and Payments Businesses: Legal, Regulatory and Compliance,” Prepaid Expo USA, February 2007

“An Overview of Federal and State Regulation of Money Transmitters,” Payments System Conference, April 2006

“Bill Payments, Regulation and Compliance,” Money Transmitters Regulators Association Conference, November 2005

Co-presenter, “What Regulation E and Proposed Amendments Mean to You,” National Automated Clearing House Association Payments Conference, April 2005

“Building Your Electronic Payments Product Terms & Conditions,” National Automated Clearing House Association Payments Conference, March 2004

“Internet Banking Seminar for the Central Bank of Russia,” Financial Services Volunteer Corps, Vladivostok, Russia, March 2001

“e-Commerce Antitrust & Trade Practices: Practical Strategies for Doing Business on the Web, Online Privacy Issues,” Practising Law Institute, March 2001

“New Laws Affecting Electronic Commerce,” New York City Bar Association, March 2001

“Offering Financial Services Online,” American Corporate Counsel Association, November 2000

“Privacy Law Developments,” SRZ Internet and Securities Law Seminar, November 2000

Brokered Deposits, Bankers Roundtable, 1995

Memberships

Professional

  • American Bar Association

Distinctions

  • IFLR1000
  • The Legal 500 US
  • New York Super Lawyers